Over the next four pages, you’ll learn how give every dollar you make a plan so that you get the most use out of it. When you finish your budget, you’ll have a plan to spend or save what you make; there won’t be any way for you to lose track of it or “accidentally” spend it. No excuses. Not anymore.
This is the final post in my Free Budgeting Guide. To get caught up, click here. You’ve put in the work to create your budget and adjust it to fit your goals. How does it feel? Before we wrap up, we’ll review a sample budget and optimize it for three months. It’s important to takeContinue reading “Sample Budget”
This is the fourth post in my Free Budgeting Guide. To get caught up, click here. Adjust your zero-based budget Now is the time to make a plan for all of your money. If there is any money left in the Total Remaining part of your budget, you must allocate it all so that itContinue reading “Adjusting Your Budget”
This is the third post in my Free Budgeting Guide. To get caught up, click here. Include your take-home pay Add your total take-home pay as well as the amount you make per paycheck. Don’t worry if your pay varies each month; you can adjust these numbers each month as you get paid. Calculate theContinue reading “Monthly Income”
This is the second post in my Free Budgeting Guide. To get caught up, click here. List your fixed payments. Things like rent, utilities, and subscriptions. If you have debt (think credit cards or student loans), include only the minimum payment amount for each. You will adjust these amounts as you get further into yourContinue reading “Payments and Expenses”